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For mortgage brokers & real estate finance professionals

A Direct Lending Partner Built to Help You Close More Deals.

Give your clients direct access to flexible real estate investment financing from a lender that underwrites and closes in-house. Apollonia Equities works alongside brokers to structure transactions, move quickly, and provide clear communication from initial scenario through closing.

  • Direct lender We are the capital provider.
  • In-house underwriting Questions go directly to the team reviewing the deal.
  • $250K–$10M Loan sizes across Apollonia programs.
  • 3–7 days Target closing window for qualified transactions.
  • Nationwide Lending in eligible states across the U.S.

Led by principals with experience originating and funding more than $750 million in real estate-backed loans.

/ Loan programs for broker clients

One Lending Relationship. Multiple Ways to Finance the Deal.

From short-term acquisition and renovation financing to long-term rental debt, Apollonia Equities gives brokers access to a focused suite of real estate investment loan programs. If the transaction does not fit neatly into a box, send us the scenario. Our team can help determine whether there is a workable structure.

  1. Fix & Flip

    Short-term financing for investors acquiring and renovating non-owner-occupied properties.

    Starting at 8.99% · Up to 90% of purchase price + 100% of renovation costs · Up to 75% ARV

  2. Bridge Loans

    Flexible short-term financing for acquisitions, refinances, lease-up, stabilization, or timing gaps.

    Starting at 8.99% · 6–24 month terms · Designed for time-sensitive transactions

  3. New Construction

    Ground-up financing for experienced builders and developers on investment projects.

    Starting at 8.99% · Up to 90% LTC · Up to 70% LTARV

  4. DSCR / Rental

    Long-term financing based primarily on property cash flow for buy-and-hold investors.

    Starting at 6% · Up to 80% purchase LTV · Up to 75% cash-out LTV

  5. Multifamily

    Financing for 5+ unit investment properties, including acquisitions, refinances, bridge, and renovation scenarios.

    Starting at 8.99% · $250K–$10M program range · Deal-specific structure · Investor-owned properties

  6. Foreclosure Bailout

    Time-sensitive refinance solutions for non-owner-occupied investment properties facing foreclosure, maturity, or default.

    Rates vary · Investment properties only · Case-by-case underwriting

Financing is for business-purpose, non-owner-occupied investment real estate. Rates, leverage, terms, program availability, and closing timelines are subject to change, property eligibility, documentation, underwriting, and final approval.

/ Why brokers partner with Apollonia

Built to Help You Win More Deals, Not Add Another Layer.

A broker should know who is making the credit decision, what is needed to move the file forward, and where the deal stands. Our model is built around direct communication, practical underwriting, and reliable execution from first review through closing.

  1. Direct lending

    You are working directly with the lender, not another intermediary shopping the transaction.

  2. In-house underwriting

    Deal questions can get directly to the team evaluating the credit, helping reduce unnecessary back-and-forth.

  3. Deal structuring support

    Send us the scenario, even if it is not fully packaged. We can help identify the right program, leverage, and structure.

  4. Fast initial feedback

    We aim to give brokers a clear initial read quickly so they can set expectations and keep the transaction moving.

  5. Consistent communication

    We keep the broker informed on outstanding items, underwriting focus, and the path to closing.

  6. Relationship-driven execution

    We want to become a repeat lending partner for your business, not simply quote one transaction and disappear.

Have a deal that is outside the box? Send it anyway.

Not every investor transaction fits a standard matrix. If the collateral, borrower, timing, or exit strategy requires a closer look, send us the scenario and we will tell you quickly whether there is a path forward.

/ A simple broker process

From Scenario to Closing, Keep It Simple.

  1. Send the scenario

    Share the property, loan request, transaction type, business plan, borrower experience, and target closing date. A full underwriting package is not required for the first review.

  2. Review & structure

    We evaluate the scenario, identify the appropriate program, and provide initial feedback or indicative terms based on the information available.

  3. Underwrite

    Once the borrower wants to proceed, we collect the required documents, order third-party reports as needed, and underwrite the transaction in-house.

  4. Close

    Our team works with the broker, borrower, title / closing parties, and other professionals to clear conditions and get the transaction funded.

What Helps Us Price a Deal Quickly

Start with the basics. If we need more, we will tell you exactly what to send next.

  • Property

    Address, property type, unit count, and current condition.

  • Transaction

    Purchase or refinance, purchase price or current value, and requested loan amount.

  • Business plan

    Rehab / construction budget if applicable, expected ARV or stabilized value, and exit strategy.

  • Borrower

    Relevant real estate experience, general credit profile, liquidity, and entity information when applicable.

  • Timing

    Contract closing date, loan maturity, foreclosure date, or other time-sensitive deadline.

  • Existing debt

    Current payoff, liens, and any other debt that must be satisfied in a refinance or bailout.

Your Client Relationship Comes First

You worked to earn the relationship. Our job is to help you execute.

Apollonia works collaboratively with brokers throughout the transaction. We coordinate directly with the borrower when needed for underwriting and closing, while keeping the originating broker informed and involved in the process. Our goal is to strengthen the relationship you already have with your client by helping deliver a smooth financing experience.

Broker Communication Standard

  • Clear initial feedback on whether the transaction fits our credit box.
  • A defined list of items needed to move the file forward.
  • Direct communication when underwriting identifies a material issue.
  • Broker visibility into major conditions and closing progress.
  • A relationship-oriented approach built for repeat business.

Who We Work With

  • Mortgage brokers

    Professionals placing business-purpose real estate investment loans for their clients.

  • Loan officers

    Originators who need investor loan products outside conventional owner-occupied lending.

  • Commercial finance brokers

    Advisors working on bridge, multifamily, construction, rental, and other investor transactions.

  • Private lenders & capital partners

    Lenders that need an execution partner for transactions outside their own credit box, geography, or balance sheet.

  • Where We Lend

    Apollonia Equities lends nationwide, excluding North Dakota, South Dakota, Vermont, and West Virginia, subject to program, property, licensing, and transaction eligibility.

  • Broker Compensation

    Broker compensation is addressed on a transaction-by-transaction basis and must comply with applicable licensing, disclosure, and other legal requirements. Contact our lending team for current broker fee guidance before finalizing terms with your client.

/ FAQ

Broker FAQs

How do I become an Apollonia Equities broker partner?

Complete the short broker partner form. A member of our lending team will contact you to learn more about your business, review our programs, and outline any onboarding or documentation requirements that apply.

What loan programs can I submit?

Brokers can submit Fix & Flip, Bridge, New Construction, DSCR / Rental, Multifamily, and Foreclosure Bailout opportunities for non-owner-occupied investment real estate.

Do I need a complete loan package before I submit a deal?

No. For an initial review, send the core deal details. If the scenario fits, we will tell you exactly what is needed to move into underwriting.

How quickly can I get feedback on a deal?

We aim to provide a clear initial read as quickly as possible once we have the key transaction details. More complex scenarios may require additional information before we can size or structure the request.

Can Apollonia help me structure a difficult deal?

Yes. Brokers are encouraged to send scenarios before they are fully packaged. We can review the collateral, leverage, business plan, borrower experience, timing, and exit strategy to determine whether there is a workable structure.

Will Apollonia communicate directly with my borrower?

We may communicate directly with the borrower when necessary to underwrite and close the loan. We keep the broker informed and involved so the transaction remains coordinated from initial review through funding.

How are broker fees handled?

Broker compensation is addressed based on the transaction and must comply with applicable laws, licensing rules, and disclosure requirements. Contact our lending team for current broker fee guidance.

What information should I send for an initial quote?

Send the property address, purchase or refinance request, purchase price or current value, requested loan amount, rehab or construction budget if applicable, expected ARV or stabilized value, borrower experience, current debt if applicable, and target closing date.

Where does Apollonia Equities lend?

Apollonia Equities lends nationwide, excluding North Dakota, South Dakota, Vermont, and West Virginia, subject to program and property eligibility.

Can I submit a deal that does not fit the standard matrix?

Yes. If the deal is close but not a perfect fit, send it. We would rather review the scenario and give you a direct answer than have you assume it cannot be done.

/ Submit a deal

Have a Deal? Let’s Take a Look.

Whether you have a straightforward transaction or a scenario that needs more structuring, send us the basics. Our lending team will review the opportunity and let you know the best next step.

Submit a Deal

Transaction type

Term sheet, contract, rent roll, scope of work. Up to 5 files, 10 MB each: PDF, Word, Excel, JPG or PNG.

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Become a Broker Partner

Primary loan types

Apollonia needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at anytime. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, check out our Privacy Policy.

Financing is for business-purpose, non-owner-occupied investment real estate. Rates, terms, leverage, program availability, closing timelines, and other loan details are subject to change and final underwriting approval. Broker participation, compensation, licensing, and disclosure requirements vary by state and transaction and are subject to applicable law and Apollonia Equities policies.